I can never seem to spend any money with REI to rack up any dividend because they always seem to be way more expensive. The last major purchase I wanted to make on REI was when I bought my GPS. I tried to use a 20% discount but GPS was excluded from that. Then REI had it for 600 dollars while Amazon had it for 500 and I didn't have to pay taxes on Amazon so even with some return with the dividend it was not worth buying it from REI.