So here is what I am wearing as far as gear goes.
Upper Body
Windproof/Water Proof shell (Its a serious jacket I used when I did off shore sailboat racing)
North Face Windfall Fleece Jacket
Thermal Freeze Out Layer
Under Armour Shirt (I'll have a couple of these and wear a different once each day so I'm not wearing something with the funk)
Lower Body
Windproof/Rainproof Bib Pants (Used for sailing as well)
Thermal Freeze Out Layer
Under Armour Shorts(Again will have a couple pairs)
Knee High Gaiters.
Does this seem like it should be enough?